Commercial
Buy to Let
Bridging
Asset Finance
DevelopmentMarket moves, lender updates and what they mean for your deal.
9 stories
- Bridging
What a bridging loan really costs: reading beyond the monthly rate
Interest is only one line on a bridging bill. Here is how to add up the whole cost before you commit.
Read story - Buy to Let
Stress tests are easing — what it means for portfolio landlords
When lenders lower the rental cover they ask for, the same rent supports a bigger loan. Here is how to tell whether it changes your numbers.
Read story - Bridging
The exit is the application: how bridging lenders read your plan
Rate matters less than most borrowers think. How credible your exit is decides whether the loan happens at all — and on what terms.
Read story - Software
Inside Cubik AI: how lender criteria becomes an indicative quote
A look at what happens between your first message and the illustration card — and where a broker takes over.
Read story - Commercial
Why semi-commercial valuations keep surprising borrowers
Mixed-use property is valued on two bases at once, and the result is often lower than owners expect. Knowing why helps you plan for it.
Read story - Development
High-leverage development finance: what lenders need to see on a ground-up scheme
Planning, a credible contractor, solid end-value evidence and a realistic contingency — in that order.
Read story - Asset Finance
Unlocking cash from plant and machinery you already own
Refinancing equipment your business owns outright is one of the quickest ways to release working capital.
Read story - Commercial
Buying your own premises: how owner-occupier commercial mortgages are assessed
For a trading business, the lender is backing the business as much as the building. Here is what it looks for.
Read story - Software
New: email yourself any Cubik AI illustration
Save a quote, share it with a business partner or accountant, and pick up with a broker when you are ready.
Read story
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